Just because you have a family and you need to take better control of your financial situation doesn’t mean that you can’t still live the good life. In fact, enjoying the finer things in life can be even more satisfying when you know that it isn’t costing you the earth.
If you want to live the good life on a budget, here are some of the simplest things you can do:
Make and Stick to a Financial Plan
If you want to live well on a budget, you obviously have to draw up and stick to a budget first. So, if you’re currently struggling with debt, take a look at the benefits of using a debt consolidation company, and get that side of the equation under control, or if you’re always overspending, draw up a plan that will allow you to be more financially stable and start following it. There are many resources that can help you with this, so it doesn’t have to be tough!
Don’t Be Afraid to Haggle
Once you know how much money you have to spend, you will know exactly how much you can pay for each item, and this will allow you to haggle for the finer things in life, like organic veggies and pretty antiques. Instead of simply heading to the nearest grocery shop and paying just what they ask, go to markets and fayres, where the vendors are more willing to drop their prices. You’ll be surprised how much high-quality stuff you can get on a shoestring budget if only you’re brave enough to ask.
Learn How to Cook on a Budget
If eating healthily as a family is one of your most important concerns, investing some time in learning how to cook delicious, nutritious meals for less is a good idea. People like the Eco-Vegan Gal and Jack Monroe have put together some great resources that will help you cook great meals from scratch on even the tiniest of budgets.
Spend Time in Nature
If the cost of cinema tickets, gadgets and gym memberships are beyond your budget, start to spend more time outdoors. Nature is the original, and best entertainer and the whole family will enjoy hiking, exploring and playing outdoors, even if it’s only a trip to the park or the local beach. You’ll be fitter and more relaxed too.
Start Your Own Swap Meets
Whether you need a new outfit for an important event, some fun toys to keep the kids entertained or some exciting new reading material, before you think about buying a single thing, why not see if your friends and neighbours would be interested in making a few swaps? Most of us have stuff we don’t use, which others could make use of, and doing so enables us all to live it up a little without spending a single penny.
If you absolutely have to have that expensive bottle of perfume or you really want to get your kids that new Lego set, instead of paying full price, first check for any coupons or special offers that will cut the cost. Thanks to the internet, there is an abundance of money off offers on almost anything you can think of, and taking advantage of them all will help you live the good life on even the most modest budget!
What are your best tips for living the good life on a budget? I’d love to know!