6 Ways to Make Your Spendings More Affordable – Guest Post

Accidental Hipster Mum

It’s hard to save money when you can’t stop spending it. If you want a little extra money to save, or want to stretch your income further, try a few of these tips to help make your spendings more affordable.

  1. Start Budgeting

Start by writing down all the things you cannot do without. Typically, this will represent things like rent, food, loan payments, etc. These represent your fixed expenses.

Once you know what you absolutely need, you can start to cut back on the things that aren’t necessities. Here’s a few examples of things you can likely cut out.

  • Cigarettes
  • Fast food
  • Gambling
  • Popular name brands

Since you know your most important items, you can now start figuring out ways to save money on those individually.

  1. Cut Your Monthly Bills

You may think your monthly bills are set in stone. Often, you can find ways to cut them.

  • Look for lower insurance rates
  • Cut your TV service and use the internet for entertainment
  • Look into consolidating or negotiating down debt
  • Find ways to cut your phone bill or switch services

There’s a lot of ways to save. Always keep your eyes open for the possibility of lowering your costs, even if it’s only by a little bit.

  1. Become a Smarter Shopper

Become a smarter shopper for those things you must have, and even the luxuries you feel you personally cannot give up. In this age of the internet, there’s an overabundance of ways for you to save money on just about anything.

Comparison shop – With so many online retailers, it’s easy for you to search for the same items on various websites. Where one retailer has it at list price, another may have a promotion going or a sale on the same item.

Buy used items – There’s nothing wrong with purchasing certain things second-hand. You will find many things using apps and classified sites.

Look for sales and vouchers – Brick and mortar stores are trying hard to compete with their online competitors. Look at their clearances, weekly sales, and price matching options.

For shopping online, you can use a site that points you to deals, promotional codes, money-saving offers, and voucher codes for fashion, events and much more.

  1. Make Extra Money

Do you have a hobby or skill that you can make even a small profit from in your spare time? Maybe you can start purchasing items cheap and reselling them on classifieds. Maybe you know how to make costume jewellery, for example.

No matter what, look for ways you can make money from an interest. You may also want to consider a part time job, or research ways to make extra money online. There’s a lot of opportunity out there if you give it a try.

  1. Learn to Do It Yourself

Learn to maintain and service your own things. The more you can do yourself, the less you will have to pay a repairperson for service. In truth, many things aren’t as hard to do as you may think.

Learn how to fix common plumbing and other household issues. Learn how to do some light maintenance on your vehicle. The internet can provide you with tutorials, videos, and first hand advice for most issues you will come across.

  1. Use Alternative Ways to Get Around

You can save a lot of money by not using your car all the time. If you can comfortably take a train, bus, or carpool, then you should. Even better, if you can walk or ride a bike to your destination, then all it will cost you is a little extra time.

Use these tips, and see what others you can find. You may not have to give up as much as you think in your pursuit of saving money.

1 thought on “6 Ways to Make Your Spendings More Affordable – Guest Post

  1. I am so bad at drawing up a budget! But I know it’s definitely essential. I should cut down on fast food as well but it’s just so easy when you’re dead tired. I know I am so bad! Great tips!

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